Question 1

Is my portfolio data safe?

Accepted Answer

Yes. We connect to Zerodha via Kite Connect OAuth with read-only access — we never see or store your Kite password, PIN, or TOTP. Data is encrypted in transit (TLS) and at rest. See our Security page for details.

Question 2

Do I need to pay to try it?

Accepted Answer

No. The free plan gives you a full portfolio health score, top risk factors, concentration analysis, and crash scenario preview. No credit card required.

Question 3

Which brokers are supported?

Accepted Answer

Zerodha (via Kite Connect) is supported today. Support for other Indian brokers is on our roadmap.

Question 4

What is Concall AI?

Accepted Answer

Concall AI uses artificial intelligence to analyze conference call transcripts of listed companies. It tracks management promises, highlights red flags, and gives you a quick verdict on company health.

Question 5

Where does my portfolio data come from?

Accepted Answer

Holdings and trades are pulled directly from your broker's official API after you authorize read-only access. We do not scrape, screen-record, or receive any credentials.

Question 6

Is this investment advice?

Accepted Answer

No. drishti.money is for informational and educational purposes only. We are not a SEBI-registered investment advisor. Always consult a qualified financial advisor before making investment decisions.

Question 7

What happens when I unsubscribe or delete my account?

Accepted Answer

You retain access until the end of your billing period. When you delete your account, your holdings and personal data are removed from our active systems within 30 days. You can also email privacy@drishti.money to request deletion at any time.

Question 8

How do I cancel my subscription?

Accepted Answer

You can cancel anytime from your account settings, or email support@drishti.money. See our Refund Policy for refund eligibility.

Question 9

Do you offer refunds?

Accepted Answer

Refunds are handled per our Refund Policy — please review it for eligibility and timelines.

Frequently Asked Questions