Earnings calls

Ujjivan Small concall ledger

Every earnings call for UJJIVANSFB — management tone, guidance, KPIs and promise tracking, quarter by quarter.

UJJIVANSFB · 5 transcripts · Financial Services · latest Q4 FY26

Q4 FY26Published 08 May 2026Call held 08 May 2026

UJJIVANSFB Q4 FY26 Earnings Call Transcript & Analysis

Net Profit₹282 crNIM8.5%GNPA2.27%

Net Profit (Q4 FY26) ₹282 cr; NIM 8.5%; GNPA 2.27%. Gross Loan Book grew 26.6% YoY to INR40,655 crores.

Q3 FY26Published 22 Jan 2026Call held 22 Jan 2026

Profit After Tax₹186 cr

Profit After Tax (PAT) ₹186 cr. Gross Loan Book (GLB) grew 7.1% QoQ and 21.6% YoY to ₹37,057 crores.

Q2 FY26Published 22 Jan 2026Call held 22 Jan 2026

Profit After Tax₹186 crGNPA2.4%

Profit After Tax (PAT) ₹186 cr; GNPA 2.4%. Deposits grew 22.4% YoY to ₹42,223 crores.

Q1 FY26Published 17 Oct 2025Call held 17 Oct 2025

PAT₹122 crROE7.7%NIM7.9%

PAT ₹122 cr; ROE 7.7%; NIM 7.9%. Total deposits grew 15.1% YoY to INR 39,211 crores.

Q4 FY25Published 24 Jul 2025Call held 24 Jul 2025

PAT₹103 crRoE6.7%

PAT ₹103 cr; RoE 6.7%. Gross loan book grew 11% YoY to ₹33,287 crores.