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    Star Health Insu concall ledger

    Every earnings call for STARHEALTH — management tone, guidance, KPIs and promise tracking, quarter by quarter.

    STARHEALTH · 6 transcripts · Financial Services · latest Q4 FY26
    Q3 FY26Published 29 Jan 2026Call held 29 Jan 2026

    STARHEALTH Q3 FY26 Earnings Call Transcript & Analysis

    Gross Written Premium₹5,047 cr+23% YoYIND AS PAT₹449 cr+416% YoYCombined Ratio98.9%−3% YoYLoss Ratio68.8%−4% YoYExpense Ratio30.1%−1% YoY

    Gross Written Premium ₹5,047 cr (+23% YoY); IND AS PAT ₹449 cr (+416% YoY); Combined Ratio 98.9% (−3% YoY). Gross Written Premium (GWP) increased by 23% YoY to ₹5,047 crore in Q3 FY26.

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    Q1 FY26Published 30 Jul 2025Call held 30 Jul 2025

    STARHEALTH Q1 FY26 Earnings Call Transcript & Analysis

    Gross Written Premium₹3,936 cr+13% YoYIFRS PAT₹438 cr+44% YoYClaims Ratio69.5%+2% YoYCombined Ratio99.6%Investment Income₹586 cr+51% YoY

    Gross Written Premium ₹3,936 cr (+13% YoY); IFRS PAT ₹438 cr (+44% YoY); Claims Ratio 69.5% (+2% YoY). IFRS PAT stood at ₹438 crores, a 44% YoY increase compared to ₹304 crores in Q1 FY25.

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