Q4 FY26Published 05 May 2026Call held 05 May 2026
SPANDANA Q4 FY26 Earnings Call Transcript & Analysis
PAT₹5 crAUM₹4,420 crNIM9.9%GNPA3.8%
PAT ₹5 cr; AUM ₹4,420 cr; NIM 9.9%. AUM grew 12% QoQ to INR 4,420 crores.
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Earnings calls
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SPANDANA · 4 transcripts · Financial Services · latest Q4 FY26Q2 FY26Published 27 Jan 2026Call held 27 Jan 2026
SPANDANA Q2 FY26 Earnings Call Transcript & Analysis
AUM₹3,948 crNIM11.1%Standalone GNPA2.6%
AUM (post write-off) ₹3,948 cr; NIM 11.1%; Standalone GNPA 2.6%. New book (post-SRO guardrails, from Apr 1, 2025) now 58% of AUM, expected to reach 90% by FY26 end, with 99.8% collection efficiency.
Read full transcript & analysisQ1 FY26Published 14 Aug 2025Call held 14 Aug 2025
SPANDANA Q1 FY26 Earnings Call Transcript & Analysis
AUM₹4,958 crGNPA5.49%
AUM (Q1 end) ₹4,958 cr; GNPA 5.49%. Successfully closed INR 400 crore rights issue, improving CRAR to 46% from 40.8% at June end.
Read full transcript & analysisQ4 FY25Published 30 May 2025Call held 30 May 2025
SPANDANA Q4 FY25 Earnings Call Transcript & Analysis
AUM₹6,819 cr−43% YoYNIM12.8%Standalone GNPA4.85%
AUM ₹6,819 cr (−43% YoY); NIM 12.8%; Standalone GNPA 4.85%. Net loss of ₹1,035 crores for FY25 due to higher provisions.
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