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    Every earnings call for NIACL — management tone, guidance, KPIs and promise tracking, quarter by quarter.

    NIACL · 3 transcripts · Financial Services · latest Q3 FY26
    Q3 FY26Published 02 Feb 2026Call held 02 Feb 2026

    NIACL Q3 FY26 Earnings Call Transcript & Analysis

    Global Gross Written Premium₹11,680 cr+8% YoYNet Profit after Tax₹372 cr+5% YoYNet Incurred Claim Ratio90.77%Combined Ratio117.98%Solvency Ratio1.81 x

    Global Gross Written Premium ₹11,680 cr (+8% YoY); Net Profit after Tax ₹372 cr (+5% YoY); Net Incurred Claim Ratio 90.77%. Global Gross Written Premium grew 8.37% YoY to ₹11,680 crore in Q3 FY26.

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    Q1 FY26Published 30 Jul 2025Call held 30 Jul 2025

    NIACL Q1 FY26 Earnings Call Transcript & Analysis

    Gross Direct Premium₹13,333.58 cr+13% YoYNet Premiums Earned₹9,369.42 crNet Profit After Tax₹391 cr+80% YoYNet Incurred Claims Ratio99.76%Expense Ratio7.86%

    Gross Direct Premium (Global) ₹13,334 cr (+13% YoY); Net Premiums Earned ₹9,369 cr; Net Profit After Tax ₹391 cr (+80% YoY). Global gross written premium grew 13.11% YoY to Rs.13,333.58 crores.

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    Q4 FY25Published 21 May 2025Call held 21 May 2025

    NIACL Q4 FY25 Earnings Call Transcript & Analysis

    Gross Written Premium₹43,618 cr+4% YoYNet Premiums Earned₹35,368 cr+4% YoYNet Profit After Tax₹988 cr−13% YoYCombined Ratio116.78%Solvency Ratio1.91

    Gross Written Premium (Global) ₹43,618 cr (+4% YoY); Net Premiums Earned (Global) ₹35,368 cr (+4% YoY); Net Profit After Tax ₹988 cr (−13% YoY). Gross Written Premium (Global) reached ₹43,618 crores, up 3.86% YoY.

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