Earnings calls

Muthoot Microfin concall ledger

Every earnings call for MUTHOOTMF — management tone, guidance, KPIs and promise tracking, quarter by quarter.

MUTHOOTMF · 5 transcripts · Financial Services · latest Q4 FY26

Q4 FY26Published 13 May 2026Call held 13 May 2026

MUTHOOTMF Q4 FY26 Earnings Call Transcript & Analysis

ROE10%AUM₹14,005 cr+13% YoYNIM12%GNPA3.89%

ROE (Q4) 10%; AUM ₹14,005 cr (+13% YoY); NIM (Q4) 12%. AUM grew 13% YoY to INR 14,005 crores.

Q3 FY26Published 10 Feb 2026Call held 10 Feb 2026

PAT₹62 crAUM₹13,078 cr+5% YoY

PAT (Q3) ₹62 cr; AUM ₹13,078 cr (+5% YoY). AUM reached INR 13,078 crores, up 5.4% YoY and 4.1% QoQ.

Q2 FY26Published 06 Nov 2025Call held 06 Nov 2025

AUM₹12,558 crNIM11.9%GNPA4.61%

AUM ₹12,558 cr; NIM 11.9%; GNPA 4.61%. Disbursements grew by 28.1% QoQ.

Q1 FY26Published 12 Aug 2025Call held 12 Aug 2025

GNPA4.5%

GNPA 4.5%. Net Interest Margin (NIM) improved to 11.5% from 10.9% in Q4 FY25.

Q4 FY25Published 08 May 2025Call held 08 May 2025

PAT₹-222 crAUM₹12,357 cr+1% YoYGNPA4.84%

PAT ₹-222 cr; AUM ₹12,357 cr (+1% YoY); GNPA 4.84%. Net Interest Income grew by 14.3% YoY to INR1,551 crores for FY25.