Earnings calls

M & M Fin. Serv. concall ledger

Every earnings call for M&MFIN — management tone, guidance, KPIs and promise tracking, quarter by quarter.

M&MFIN · 4 transcripts · Financial Services · latest Q4 FY26

Q4 FY26Published 24 Apr 2026Call held 24 Apr 2026

M&MFIN Q4 FY26 Earnings Call Transcript & Analysis

PAT FY26₹2,782 cr+19% YoYROE FY2612.5%

PAT FY26 ₹2,782 cr (+19% YoY); ROE FY26 12.5%. Q4 PAT grew 55% YoY to INR 873 crores (84% without overlay).

Q3 FY26Published 28 Jan 2026Call held 28 Jan 2026

PAT59%NIM7.5%

PAT (Q3 sequential growth) 59%; NIM (Q3) 7.5%. Q3 ROA climbed to 2.5%, with 9M FY26 ROA at 1.9%.

Q2 FY26Published 28 Oct 2025Call held 28 Oct 2025

NIM7%

NIM 7%. Half-year PAT grew 25% to ₹1,100 crores.

Q4 FY25Published 22 Jul 2025Call held 22 Jul 2025

PAT₹530 cr

PAT ₹530 cr. Tractor lending disbursement grew 21% in Q1 FY26.