Earnings calls

L&T Finance Ltd concall ledger

Every earnings call for LTF — management tone, guidance, KPIs and promise tracking, quarter by quarter.

LTF · 4 transcripts · Financial Services · latest Q4 FY26

Q4 FY26Published 05 May 2026Call held 05 May 2026

LTF Q4 FY26 Earnings Call Transcript & Analysis

Consolidated PAT₹3,003 cr+14% YoYConsolidated RoE11.71%+2% YoY

Consolidated PAT (excl. one-time) ₹3,003 cr (+14% YoY); Consolidated RoE (Q4FY26) 11.71% (+2% YoY). Highest ever annual PAT of ₹3,003 Cr (excl. one-time impact), up 14% YoY.

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Q2 FY26Published 19 Jan 2026Call held 19 Jan 2026

LTF Q2 FY26 Earnings Call Transcript & Analysis

PAT₹739 cr+18% YoY

PAT (after exceptional) ₹739 cr (+18% YoY). Highest ever quarterly core PAT of ₹760 Cr, up 21% YoY.

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Q1 FY26Published 16 Oct 2025Call held 16 Oct 2025

LTF Q1 FY26 Earnings Call Transcript & Analysis

Consol PAT₹735 cr+6% YoYConsol NIMs + Fees10.22%−1% YoYRetail Book₹1,04,607 cr+18% YoYConsol Booksize₹1,07,096 cr+15% YoYConsol RoA2.41%

Consol PAT ₹735 cr (+6% YoY); Consol NIMs + Fees 10.22% (−1% YoY); Retail Book ₹104,607 cr (+18% YoY). Consolidated PAT of Rs 735 Cr, up 5% QoQ and 6% YoY.

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Q4 FY25Published 21 Jul 2025Call held 21 Jul 2025

LTF Q4 FY25 Earnings Call Transcript & Analysis

PAT₹701 cr+2% YoYRoE10.86%

PAT ₹701 cr (+2% YoY); RoE 10.86%. PAT of Rs. 701 Cr, up 10% QoQ and 2% YoY.

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