Earnings calls

Kotak Mah. Bank concall ledger

Every earnings call for KOTAKBANK — management tone, guidance, KPIs and promise tracking, quarter by quarter.

KOTAKBANK · 6 transcripts · Financial Services · latest Q2 FY26

Q2 FY26Published 24 Jan 2026Call held 24 Jan 2026

KOTAKBANK Q2 FY26 Earnings Call Transcript & Analysis

PAT₹3,400 crROE10.68%

PAT (Bank Standalone) ₹3,400 cr; ROE (Bank Standalone) 10.68%. Net advances grew 16% YoY, reaching INR 1.16 lakh crores for SME book.

Q1 FY26Published 25 Oct 2025Call held 25 Oct 2025

Net advances grew by a healthy 15.8% year-on-year, while deposits increased by 14.6% year-on-year.

Q4 FY25Published 03 May 2025Call held 03 May 2025

FY25 consolidated profit: ₹22,126 crore, up 21% YoY. Excluding KGI divestment gain, up 5% YoY.

Q2 FY25Published 18 Jan 2025Call held 18 Jan 2025

Consolidated Profit After Tax (PAT) of ₹4,700 crore, up 10% YoY.

Q1 FY25Published 19 Oct 2024Call held 19 Oct 2024

Group profit after tax for Q2 FY25 was 5,044 crore, up 13% year-on-year.

Q4 FY24Published 20 Jul 2024Call held 20 Jul 2024

Consolidated Profit (ex-KGI transaction): ₹4,435 crore, up ~7% YoY.