Q4 FY26Published 29 Apr 2026Call held 29 Apr 2026
JSFB Q4 FY26 Earnings Call Transcript & Analysis
PAT₹140 crROE13%
PAT ₹140 cr; ROE 13%. PAT of INR140 crores, meeting guidance for Q4 FY26.
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JSFB · 6 transcripts · Financial Services · latest Q4 FY26Q3 FY26Published 06 Feb 2026Call held 06 Feb 2026
JSFB Q3 FY26 Earnings Call Transcript & Analysis
PAT₹10 cr
PAT (Q3 FY26) ₹10 cr. Slippages declined 25% QoQ from INR 591 crores to INR 440 crores in Q3 FY26.
Read full transcript & analysisQ1 FY26Published 17 Oct 2025Call held 17 Oct 2025
JSFB Q1 FY26 Earnings Call Transcript & Analysis
PAT₹75 crNIM6.6%
PAT ₹75 cr; NIM 6.6%. Q2 FY26 PAT stood at INR 75 crore, contributing to a H1 FY26 PAT of INR 177 crore.
Read full transcript & analysisQ4 FY25Published 22 Jul 2025Call held 22 Jul 2025
JSFB Q4 FY25 Earnings Call Transcript & Analysis
PAT₹102 crNIM6.9%
PAT ₹102 cr; NIM 6.9%. PAT for Q1 FY26 stood at ₹102 crores, after an accelerated provision of ₹150 crores.
Read full transcript & analysisQ2 FY25Published 21 Jan 2025Call held 21 Jan 2025
JSFB Q2 FY25 Earnings Call Transcript & Analysis
PAT₹111 crPBT₹105 crAdjusted ROE20.7%
PAT ₹111 cr; PBT ₹105 cr; Adjusted ROE 20.7%. PBT post regulatory and accelerated provision increased to ₹105 crores in Q3 FY25 from ₹88 crores in Q2.
Read full transcript & analysisQ1 FY25Published 21 Oct 2024Call held 21 Oct 2024
JSFB Q1 FY25 Earnings Call Transcript & Analysis
PAT₹267 crROE14.5%NIM7.7%
PAT (H1 FY25) ₹267 cr; ROE 14.5%; NIM 7.7%. Deposits grew 31% YoY and 10% in H1 FY25, with CASA growth at 12% in H1.
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