Earnings calls

I O B concall ledger

Every earnings call for IOB — management tone, guidance, KPIs and promise tracking, quarter by quarter.

IOB · 4 transcripts · Financial Services · latest Q4 FY26

Q4 FY26Published 08 May 2026Call held 08 May 2026

IOB Q4 FY26 Earnings Call Transcript & Analysis

Net Profit₹5,208 cr+56% YoYRoE20.42%+25% YoYNIM3.33%GNPA1.42%−34% YoY

Net Profit ₹5,208 cr (+56% YoY); RoE 20.42% (+25% YoY); NIM (Domestic) 3.33%. Net Profit surged by 56.16% to Rs 5,208 crores in FY26.

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Q2 FY26Published 14 Jan 2026Call held 14 Jan 2026

IOB Q2 FY26 Earnings Call Transcript & Analysis

Net Profit₹1,365 cr+56% YoYEPS₹0.71+54% YoYRoE20.98%+17% YoYNIM3.32%

Net Profit ₹1,365 cr (+56% YoY); EPS ₹0.71 (+54% YoY); RoE 20.98% (+17% YoY). All-time high quarterly net profit of Rs. 1,365 crores, a 56.18% YoY increase.

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Q1 FY26Published 16 Oct 2025Call held 16 Oct 2025

IOB Q1 FY26 Earnings Call Transcript & Analysis

Net Profit₹1,226 cr+58% YoYTotal Income₹18,081 cr+9% YoY

Net Profit ₹1,226 cr (+58% YoY); Total Income (H1 FY26) ₹18,081 cr (+9% YoY). Net profit of INR 1,226 crores, up 57.79% YoY.

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Q4 FY25Published 02 May 2025Call held 02 May 2025

IOB Q4 FY25 Earnings Call Transcript & Analysis

Net Profit₹3,335 cr+26% YoYTotal Income₹33,636 cr+13% YoYRoE16.28%

Net Profit (FY25) ₹3,335 cr (+26% YoY); Total Income ₹33,636 cr (+13% YoY); RoE 16.28%. Net Profit for Q4 FY25 reached a record high of ₹1,051 crores, contributing to a full-year net profit of ₹3,335 crores, up 25.56% YoY.

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