Earnings calls

IDFC First Bank concall ledger

Every earnings call for IDFCFIRSTB — management tone, guidance, KPIs and promise tracking, quarter by quarter.

IDFCFIRSTB · 4 transcripts · Financial Services · latest Q4 FY26

Q4 FY26Published 25 Apr 2026Call held 25 Apr 2026

IDFCFIRSTB Q4 FY26 Earnings Call Transcript & Analysis

PAT₹319 crNIM5.93%

PAT (Reported) ₹319 cr; NIM (AUM basis) 5.93%. Loans & Advances grew 20% YoY to ₹2.9 lakh crores.

Q3 FY26Published 31 Jan 2026Call held 31 Jan 2026

Profit After Tax₹503 cr+48% YoYNIM5.76%

Profit After Tax ₹503 cr (+48% YoY); NIM (on AUM basis) 5.76%. Profit After Tax (PAT) grew 48% YoY to INR 503 crores.

Q1 FY26Published 18 Oct 2025Call held 18 Oct 2025

PAT₹352 cr+76% YoYNIM5.59%

PAT ₹352 cr (+76% YoY); NIM 5.59%. Total customer deposits grew 23.4% YoY to ₹2.69 lakh crores.

Q4 FY25Published 26 Jul 2025Call held 26 Jul 2025

Profit After Tax₹463 cr−32% YoY

Profit After Tax ₹463 cr (−32% YoY). Customer deposits grew 26% YoY to ₹2.57 lakh crores, with CASA ratio at 48%.