Q3 FY26Published 04 Feb 2026Call held 04 Feb 2026
HUDCO Q3 FY26 Earnings Call Transcript & Analysis
PAT₹2,400 cr+26% YoYNIM2.88%
PAT (9M FY26) ₹2,400 cr (+26% YoY); NIM (9M FY26) 2.88%. Loan book growing around 25%.
Read full transcript & analysis
Every earnings call for HUDCO — management tone, guidance, KPIs and promise tracking, quarter by quarter.
HUDCO · 4 transcripts · Financial Services · latest Q3 FY26PAT (9M FY26) ₹2,400 cr (+26% YoY); NIM (9M FY26) 2.88%. Loan book growing around 25%.
Read full transcript & analysisRevenue from Operations (H1 FY26) ₹6,100 cr (+30% YoY); ROE (last quarter) 1.93%; NIM (excluding EBR) 3.43%. H1 FY26 sanctions of ₹92,985 crores, up 22% YoY.
Read full transcript & analysisSanctions (Q1 FY26) ₹34,000 cr; Disbursements (Q1 FY26) ₹12,800 cr; Loan Outstanding (Q1 FY26) ₹134,000 cr. Sanctions for Q1 FY26 reached INR 34,000 Crore, a 143% QoQ jump.
Read full transcript & analysisROE 15%; NIM 3.22%. Loan book grew to INR 1.27 lakh crores in FY25, up from INR 82,000 crores in FY24.
Read full transcript & analysis