Earnings calls

HDFC Life Insur. concall ledger

Every earnings call for HDFCLIFE — management tone, guidance, KPIs and promise tracking, quarter by quarter.

HDFCLIFE · 6 transcripts · Financial Services · latest Q4 FY26

Q4 FY26Published 23 Apr 2026Call held 23 Apr 2026

HDFCLIFE Q4 FY26 Earnings Call Transcript & Analysis

Profit After Tax₹1,910 cr

Profit After Tax (PAT) ₹1,910 cr. Retail protection grew 43% in FY26, with Q4 growth at 46%.

Q3 FY26Published 15 Jan 2026Call held 15 Jan 2026

PAT₹1,414 cr+7% YoY

PAT (9M) ₹1,414 cr (+7% YoY). Individual APE grew 11% YoY with 2-year CAGR of 17%; overall market share expanded 20bps to 10.9%.

Q2 FY26Published 15 Oct 2025Call held 15 Oct 2025

PAT₹994 cr+9% YoY

PAT (H1) ₹994 cr (+9% YoY). Individual APE grew 10% YoY with 2-year CAGR of 20%; overall market share up 90bps to 11.9%.

Q1 FY26Published 15 Jul 2025Call held 15 Jul 2025

PAT₹546 cr+14% YoY

PAT (Q1) ₹546 cr (+14% YoY). Individual APE grew 12.5% YoY with 2-year CAGR of 21%; market share hit new milestone of 12.1% (up 70bps).

Q4 FY25Published 17 Apr 2025Call held 17 Apr 2025

PAT₹1,802 cr+15% YoY

PAT (FY25) ₹1,802 cr (+15% YoY). Individual APE grew 18% YoY for FY25, driven equally by 9% policy growth and 9% higher ticket sizes.

Q3 FY25Published 15 Jan 2025Call held 15 Jan 2025

PAT₹1,326 cr+15% YoY

PAT (9M) ₹1,326 cr (+15% YoY). Individual WRP grew 22% for 9M FY25, outpacing private sector (19%) and overall sector (14%).