HDFCLIFE Q4 FY26 Earnings Call Transcript & Analysis
Profit After Tax (PAT) ₹1,910 cr. Retail protection grew 43% in FY26, with Q4 growth at 46%.
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Every earnings call for HDFCLIFE — management tone, guidance, KPIs and promise tracking, quarter by quarter.
HDFCLIFE · 6 transcripts · Financial Services · latest Q4 FY26Profit After Tax (PAT) ₹1,910 cr. Retail protection grew 43% in FY26, with Q4 growth at 46%.
Read full transcript & analysisPAT (9M) ₹1,414 cr (+7% YoY). Individual APE grew 11% YoY with 2-year CAGR of 17%; overall market share expanded 20bps to 10.9%.
Read full transcript & analysisPAT (H1) ₹994 cr (+9% YoY). Individual APE grew 10% YoY with 2-year CAGR of 20%; overall market share up 90bps to 11.9%.
Read full transcript & analysisPAT (Q1) ₹546 cr (+14% YoY). Individual APE grew 12.5% YoY with 2-year CAGR of 21%; market share hit new milestone of 12.1% (up 70bps).
Read full transcript & analysisPAT (FY25) ₹1,802 cr (+15% YoY). Individual APE grew 18% YoY for FY25, driven equally by 9% policy growth and 9% higher ticket sizes.
Read full transcript & analysisPAT (9M) ₹1,326 cr (+15% YoY). Individual WRP grew 22% for 9M FY25, outpacing private sector (19%) and overall sector (14%).
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