Earnings calls

Fusion Finance concall ledger

Every earnings call for FUSION — management tone, guidance, KPIs and promise tracking, quarter by quarter.

FUSION · 5 transcripts · Financial Services · latest Q3 FY26

Q3 FY26Published 09 Feb 2026Call held 09 Feb 2026

FUSION Q3 FY26 Earnings Call Transcript & Analysis

PAT₹14 cr

PAT ₹14 cr. Returned to profitability with PAT of INR 14 crore.

Q2 FY26Published 06 Nov 2025Call held 06 Nov 2025

NIM10.9%GNPA4.61%

NIM 10.9%; GNPA 4.61%. Disbursements grew 37% sequentially to INR 1,298 crores in Q2 FY26.

Q1 FY26Published 11 Aug 2025Call held 11 Aug 2025

NIM10.29%GNPA5.43%

NIM 10.29%; GNPA 5.43%. Credit costs declined to ₹178 Cr in Q1 FY26 from ₹253 Cr in Q4 FY25.

Q4 FY25Published 26 May 2025Call held 26 May 2025

Capital Adequacy Ratio22.42%Net Interest Margin10.21%−1% YoYGross NPA7.9%Net NPA0.3%Credit Cost₹253 cr

Capital Adequacy Ratio 22.42%; Net Interest Margin (NIM) 10.21% (−1% YoY); Gross NPA 7.9%. Rights issue of ₹800 Cr oversubscribed 1.5x.

Q3 FY25Published 13 Feb 2025Call held 13 Feb 2025

AUM₹10,599 crGNPA12.58%

AUM ₹10,599 cr; GNPA 12.58%. Net Collection Efficiency improved to 97.7% in December '24 from 96.1% in Q2 FY'25.