Q3 FY26Published 09 Feb 2026Call held 09 Feb 2026
FUSION Q3 FY26 Earnings Call Transcript & Analysis
PAT₹14 cr
PAT ₹14 cr. Returned to profitability with PAT of INR 14 crore.
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Every earnings call for FUSION — management tone, guidance, KPIs and promise tracking, quarter by quarter.
FUSION · 5 transcripts · Financial Services · latest Q3 FY26PAT ₹14 cr. Returned to profitability with PAT of INR 14 crore.
Read full transcript & analysisNIM 10.9%; GNPA 4.61%. Disbursements grew 37% sequentially to INR 1,298 crores in Q2 FY26.
Read full transcript & analysisNIM 10.29%; GNPA 5.43%. Credit costs declined to ₹178 Cr in Q1 FY26 from ₹253 Cr in Q4 FY25.
Read full transcript & analysisCapital Adequacy Ratio 22.42%; Net Interest Margin (NIM) 10.21% (−1% YoY); Gross NPA 7.9%. Rights issue of ₹800 Cr oversubscribed 1.5x.
Read full transcript & analysisAUM ₹10,599 cr; GNPA 12.58%. Net Collection Efficiency improved to 97.7% in December '24 from 96.1% in Q2 FY'25.
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