Every earnings call for CREDITACC — management tone, guidance, KPIs and promise tracking, quarter by quarter.
CREDITACC · 6 transcripts · Financial Services · latest Q4 FY26PAT ₹340 cr (+500% YoY); ROE 17.8%; NIM 14.2%. AUM grew 14.0% YoY and 11.4% QoQ.
Read full transcript & analysisNet Profit (PAT) ₹252 cr; AUM ₹26,566 cr; NIM 13.9%. Net Interest Income (NII) grew 13.4% YoY to ₹977 crore, with NIM expanding 60bps QoQ to 13.9%.
Read full transcript & analysisPAT ₹60 cr; NIM 12.8%; GNPA 4.7%. Highest ever Q1 disbursement in company history despite a challenging credit cycle.
Read full transcript & analysisNIM 12.5%; GNPA 3.99%. AUM stood at ₹24,810 crore as of December 2024, showing year-on-year growth but quarter-on-quarter degrowth due to accelerated write-offs.
Read full transcript & analysisPAT ₹186 cr; AUM ₹25,133 cr (+12% YoY); NIM 13.5%. AUM grew 11.8% YoY to ₹25,133 crore, though it witnessed a 4.4% decline on a QoQ basis.
Read full transcript & analysisPAT ₹398 cr (+14% YoY); AUM ₹26,304 cr (+21% YoY); NIM 13%. AUM grew 20.6% YoY to ₹26,304 crore, despite a sequential decline due to seasonal factors and elections.
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