Earnings calls

Capital Small concall ledger

Every earnings call for CAPITALSFB — management tone, guidance, KPIs and promise tracking, quarter by quarter.

CAPITALSFB · 5 transcripts · Financial Services · latest Q4 FY26

Q4 FY26Published 05 May 2026Call held 05 May 2026

CAPITALSFB Q4 FY26 Earnings Call Transcript & Analysis

Profit After Tax₹40 cr+17% YoY

Profit After Tax (Q4) ₹40 cr (+17% YoY). Total deposits crossed ₹10,000 crores, growing 20% YoY.

Q3 FY26Published 30 Jan 2026Call held 30 Jan 2026

PAT₹38 cr+12% YoYNIM4%

PAT (excl. exceptional) ₹38 cr (+12% YoY); NIM 4.0%. Total Deposits grew 18.5% YoY to ₹9,931 crores, with CASA at 35.9%.

Q2 FY26Published 30 Oct 2025Call held 30 Oct 2025

PAT₹35 cr+5% YoYNIM4.04%

PAT ₹35 cr (+5% YoY); NIM 4.04%. Deposit base grew 20% YoY to INR9,317 crores.

Q4 FY25Published 25 Jul 2025Call held 25 Jul 2025

NIM4.1%

NIM 4.1%. Total deposits grew 17.1% YoY to ₹9,110 crores.

Q3 FY25Published 30 Jan 2025Call held 30 Jan 2025

PAT₹34 cr+17% YoYROE10.9%NIM4.3%GNPA2.6%

PAT ₹34 cr (+17% YoY); ROE 10.9%; NIM 4.3%. PAT grew 18% YoY to ₹34 crores.