Earnings calls

Bandhan Bank concall ledger

Every earnings call for BANDHANBNK — management tone, guidance, KPIs and promise tracking, quarter by quarter.

BANDHANBNK · 6 transcripts · Financial Services · latest Q4 FY26

Q4 FY26Published 05 May 2026Call held 05 May 2026

BANDHANBNK Q4 FY26 Earnings Call Transcript & Analysis

Net Profit₹534 cr+68% YoYRoE9%NIM6.2%GNPA3.3%

Net Profit (PAT) ₹534 cr (+68% YoY); RoE (Q4) 9.0%; NIM 6.2%. Gross advances grew 13% YoY to INR 1.54 lakh crores.

Q2 FY26Published 22 Jan 2026Call held 22 Jan 2026

PAT₹206 cr−52% YoYRoE3%

PAT ₹206 cr (−52% YoY); RoE 3.0%. Gross advances grew 10% YoY to ₹1.45 lakh crores, with underlying growth of 12% YoY (adjusted for NPA sale).

Q4 FY25Published 18 Jul 2025Call held 18 Jul 2025

PAT₹372 cr−65% YoYNIM6.4%

PAT ₹372 cr (−65% YoY); NIM 6.4%. Net Profit (PAT) reported at ₹372 crores, a significant decline from ₹1,063 crores in Q1 FY25.

Q3 FY25Published 31 Jan 2025Call held 31 Jan 2025

NIM6.9%

NIM 6.9%. Net Profit (PAT) reported at ₹426 crores for Q3 FY25, impacted by elevated provisions and one-off items.

Q1 FY25Published 25 Oct 2024Call held 25 Oct 2024

PAT₹937 cr+30% YoYNIM7.4%

PAT ₹937 cr (+30% YoY); NIM 7.4%. Net Profit (PAT) grew 30% YoY to ₹937 crores, with H1 FY25 PAT at ₹2,001 crores.

Q4 FY24Published 26 Jul 2024Call held 26 Jul 2024

Net Profit₹1,063 cr+47% YoYNIM7.6%

Net Profit ₹1,063 cr (+47% YoY); NIM 7.6%. Net Profit (PAT) reported at ₹1,063 crores, a significant growth of 47.4% YoY.