Earnings calls

Bajaj Housing concall ledger

Every earnings call for BAJAJHFL — management tone, guidance, KPIs and promise tracking, quarter by quarter.

BAJAJHFL · 5 transcripts · Financial Services · latest Q4 FY26

Q4 FY26Published 27 Apr 2026Call held 27 Apr 2026

BAJAJHFL Q4 FY26 Earnings Call Transcript & Analysis

ROE12.2%AUM₹1,40,000 cr+23% YoYNIM3.8%GNPA27 bps

ROE (Q4) 12.2%; AUM ₹140,000 cr (+23% YoY); NIM 3.8%. AUM grew 23% YoY, crossing INR140,000 crores.

Q3 FY26Published 02 Feb 2026Call held 02 Feb 2026

PAT₹665 cr+21% YoYROE12.3%AUM₹1,33,000 cr+23% YoYNIM4%GNPA0.27%

PAT ₹665 cr (+21% YoY); ROE 12.3%; AUM ₹133,000 cr (+23% YoY). AUM grew 23% YoY to ₹1.33 lakh crore.

Q2 FY26Published 06 Nov 2025Call held 06 Nov 2025

PAT₹643 cr+18% YoYAUM₹1,26,749 cr+24% YoYNIM4%GNPA0.26%

PAT ₹643 cr (+18% YoY); AUM ₹126,749 cr (+24% YoY); NIM 4%. AUM grew by 24% YoY to INR1,26,749 crores.

Q4 FY25Published 23 Jul 2025Call held 23 Jul 2025

Profit After Tax₹583 cr+21% YoYGNPA0.3%

Profit After Tax ₹583 cr (+21% YoY); GNPA 0.3%. AUM grew by 24% YoY to Rs. 5,736 crores in Q1 FY26.

Q3 FY25Published 23 Apr 2025Call held 23 Apr 2025

PAT₹587 cr+54% YoYAUM₹1,14,684 cr+26% YoYNIM4%GNPA0.29%

PAT ₹587 cr (+54% YoY); AUM ₹114,684 cr (+26% YoY); NIM 4.0%. AUM grew 26% to ₹1,14,684 crores as of March 31, 2025.