Earnings calls

AU Small Finance concall ledger

Every earnings call for AUBANK — management tone, guidance, KPIs and promise tracking, quarter by quarter.

AUBANK · 5 transcripts · Financial Services · latest Q4 FY26

Q4 FY26Published 27 Apr 2026Call held 27 Apr 2026

AUBANK Q4 FY26 Earnings Call Transcript & Analysis

Profit After Tax₹832 cr+65% YoYROE14.2%NIM5.96%

Profit After Tax (Q4) ₹832 cr (+65% YoY); ROE (FY) 14.2%; NIM 5.96%. Profit After Tax (PAT) grew 65% YoY to ₹832 crores in Q4 FY26.

Q2 FY26Published 20 Jan 2026Call held 20 Jan 2026

PAT₹668 crNIM5.7%

PAT ₹668 cr; NIM 5.7%. Loan portfolio grew 19.3% YoY to ₹1,30,000 crores.

Q1 FY26Published 17 Oct 2025Call held 17 Oct 2025

Profit After Tax₹561 crROE12.4%NIM5.5%

Profit After Tax (Q2) ₹561 cr; ROE (Q2) 12.4%; NIM 5.5%. H1 Profit After Tax grew 6% YoY to INR1,142 crores.

Q4 FY25Published 25 Jul 2025Call held 25 Jul 2025

PAT₹581 cr+16% YoYNIM5.4%

PAT ₹581 cr (+16% YoY); NIM 5.4%. Deposit book grew 31% Y-o-Y to INR1,27,000 crores.

Q3 FY25Published 22 Apr 2025Call held 22 Apr 2025

Profit After Tax₹2,106 crNIM5.79%

Profit After Tax (FY25) ₹2,106 cr; NIM (Q4 FY25) 5.79%. Deposit book grew by 27% YoY to INR124,000 crores.